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Choose How You Check

Opening a checking account with WESTconsin Credit Union is quick and painless, with a number of tiers and options for tailoring your account to fit your spending habits.

WESTconsin's checking accounts are well suited to your particular lifestyle and needs. 

Make the switch to WESTconsin. We’ll make it easy! Just stop by any office location and we’ll walk you through the process of closing your old account, help you to get your funds transferred to your new account, and give you a demo of our free Online Banking and Bill Pay. Contact WESTconsin today for more information!

Preferred Checking

This account is much more than just a checking account—it’s a package of financial tools, identity theft protection and recovery resources and more.

  • Exclusive member benefits for only $7 per month, discounted to:
    • $4 per month—Silver level Membership Value Pricing (MVP) members/households
    • FREE—Gold level MVP members/households
  • No monthly or per item charges
  • Dividends earned on all balances
  • No minimum balance required
  • One box of custom checks per year FREE
  • FREE money orders
  • And more!

WESTconsin Rewards

WESTconsin’s Preferred Checking account is one of the best in the area! Our Preferred Checking comes with all the perks plus local savings and deals, increased levels of protection, and so much more.

  • Shop local, save local with WESTconsin Rewards (powered by BaZing)
  • Cell phone protection 1,2
  • ID theft aid 1,2,3
  • Roadside assistance
  • Health Savings Card

Learn more about WESTconsin Rewards included with your Preferred Checking account.

1 Subject to the terms and conditions detailed in the Guide to Benefits.
3 Identity and credit monitoring require additional activation for monitoring.

Money Market Checking

Earn competitive rates for higher balances, with access to your funds at any time.

  • No minimum balance
  • Higher dividends on higher balances (money market rate)
    • Minimum balance of $10,000 required to receive a higher dividend rate
  • Dividends compounded monthly
  • Six withdrawals or transfers per month (three by check)

Free Checking

Looking for a basic account with no minimum balance or monthly charges? This account is for you—plain and simple.

  • Unlimited check writing
  • No minimum balance required
  • No monthly or per item charges
  • One free box (80 checks) at account opening

Foundations Checking

  • $4 monthly account fee
  • Debit card use only—no checks will be issued
  • No minimum balance required
  • No per item charges

Bill Pay is not available with Foundations Checking.

Check out these benefits that come with WESTconsin checking accounts:


CALL-24 telephone account access


6 free automatic or phone transfers from savings to checking per statement cycle


Automatic payment transfers


Direct deposit


Convenient check reorders


Ready Reserve line of credit*


Earth-friendly custom checks**

All checking accounts are subject to the terms and conditions in the Truth in Savings Disclosure, Electronic Fund Transfer Agreement and Disclosure and Service Charges and Fee Schedule.

*A loan that automatically transfers money into your checking account to prevent overdrafts, and is available whenever you need a little extra cash. The interest rate is lower than many credit cards and you only pay when you use it. Apply online.**Our custom checks are printed and packaged with 50% recycled paper containing at least 10% post-consumer waste. Receive one free box of our custom checks per year with our Preferred Checking Account. ***You must have a qualifying checking account.

Debit Cards

WESTconsin’s debit card makes everyday purchases simple and quick!

Learn More

Reorder Checks

Need new checks? WESTconsin gives you the flexibility to reorder checks in person, by phone, or online. 

Learn More

Routing & Account Numbers

Ensure your electronic deposits/withdrawals are successful. Make sure to use the correct account number for your savings or checking account.

Learn More

Membership Value Pricing

Be rewarded for your loyalty to WESTconsin Credit Union!

Learn More

WESTconsin Credit Union Notification:

You are now leaving the WESTconsin Credit Union website and going to a website not operated by WESTconsin. WESTconsin is not responsible for the content of this site and the privacy and security policies may differ from those practiced by WESTconsin. The third party website may provide less security than WESTconsin's website. WESTconsin does not represent the third party or you if you enter into a transaction. WESTconsin is not endorsing or guaranteeing the products, information or recommendations provided by linked sites. WESTconsin is not liable for any failure or services advertised on third party sites.